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Dezavantaj: Yüksek ek ücretler (aylık yüzde 0,01 ila 0,02) ve faiz oranları düÅtüÄünde maliyetler
14 günlük iptal süresinin ardından erken ödeme cezasının ödenmesi gerekir
BGB § 489 uyarınca 10 yıl sonra özel fesih hakkı
Forward kredi hesaplama
Vadeli kredi açıklaması
Kredi kartı, bir satın alma işlemi için banka hesabınızı kullanmak yerine kredi ile ödeme yapmanızı sağlayan bir ödeme aracıdır. Bu, hesabınızdan para çekilmediği, ancak size verilen kredi limitinin satın alma fiyatı kadar azaltıldığı anlamına gelir.
Kredi kartı nasıl çalıÅır?
Kredi ile yaptığınız bir alışverişin ödemesini yalnızca online bankanızda, e-postanızda veya posta kutunuzda bir kredi kartı ekstresi aldığınızda yaparsınız.
Çekilen krediyi faturanın son ödeme tarihine kadar tam olarak geri ödemezseniz, kredi için faiz ödemeniz gerekecektir.
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