Disagio (tanım, anlam) – Disagio veya eşanlamlı olarak Damnum veya Abgeld, bir mülk satın alırken bir kredinin ilk faiz oranını düşürür. Tanım olarak, bir kişiye kredi verilir ve kredinin bir iskontosu alıkonulur, bu meblağa disagio denir. Bu meblağ, faizin ön ödemesi olarak işlev görür. Bunun karşılığında alıcı, kredinin büyüklüğü ve kesilen tutardan hesaplanabilecek düşük bir normal faiz oranı teklifi alır. Bir disagio ile alıcı, daha düşük bir aylık taksit yükü ile cezbedilir.
Bir bakışta indirim
Bir mülkün satın alınmasında ilk faiz oranını düÅürür
Kredinin bir kısmı alıkonulur ve faiz ön ödemesi olarak hizmet eder: iskonto
DüÅük normal faiz oranı -> düÅük aylık taksit yükü
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