Kredi limiti – Kredi yoluyla bir mülk satın alırken, banka kredi verebileceği belirli bir limit belirler. Buna dahil olan kredi değeri, borçlunun ödeme yükümlülüklerini artık yerine getirememesi ve mülkün satılması veya gerekirse haczedilmesi durumunda bankayı korur. Kredi limiti her banka tarafından ayrı ayrı belirlenir, ancak kural olarak limit ipotek kredisi değerinin yüzde 80’idir.
Bir bakıÅta kredi-deÄer oranı: Verilecek krediler için azami çerçeve
Banka kredi limitini belirler
Her banka limiti ayrı ayrı belirler
Kural olarak, limit ipotek kredisi deÄerinin yüzde 80’idir.
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