Prensip olarak, her öğrenci için bir kredi kartı mevcuttur. Tek şart, öğrenci olarak kredibilitenizin olmasıdır. Bu kılavuzda öğrenciler için kredi kartlarını karşılaştırın.
Kredi kartı, bir satın alma işlemi için banka hesabınızı kullanmak yerine kredi ile ödeme yapmanızı sağlayan bir ödeme aracıdır. Bu, hesabınızdan para çekilmediği, ancak size verilen kredi limitinin satın alma fiyatı kadar azaltıldığı anlamına gelir.
Kredi kartı nasıl çalışır?
Kredi ile yaptığınız bir alışverişin ödemesini yalnızca online bankanızda, e-postanızda veya posta kutunuzda bir kredi kartı ekstresi aldığınızda yaparsınız.
Çekilen krediyi faturanın son ödeme tarihine kadar tam olarak geri ödemezseniz, kredi için faiz ödemeniz gerekecektir.
Fark: kredi kartı ve banka kredi kartı
Bir bakışta farklılıklar:
Cari hesaba eklenti olarak ücretsiz banka kartları
Kredi kartları genellikle ekstra ücrete tabidir
Banka kartı ile yapılan ödemelerde hesap doÄŸrudan borçlandırılır
Ayda bir kez kredi kartı ile ödemeler
Kredi kartları yurt dışında daha sık kabul ediliyor
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